healthcare Archives - Tammie's Take~

World-Class Healthcare While Seeing The World

Reviews · May 22, 2018

If you love to travel, then you are likely already aware that healthcare systems are different all around the world, and they are not always compatible with the care we receive from home. From the way that costs are calculated to how prescriptions are issued can change from country to country and not having a continuity of care services can make things all the more confusing. Here, we’re going to look at how you ensure you take care of yourself and manage your expectations of care, so you are always getting the same or similar kind of treatment you expect no matter where you are.

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Being left out of supply

If you have a chronic illness like diabetes, heart disease, or something else then you are likely used to have your prescription meds with you wherever you go. Indeed, you can take your pills overseas with you to keep managing your condition in the way that you’re used to. Figure out how long you are going for and make sure you have enough of a supply to last the whole trip. Just make sure that you have a signed letter from your doctor explaining your prescription. It should be no surprise that airport security can be skeptical of people bringing drugs on a plane, but the letter should be enough to convince any.

The hospital visit

If you are injured or you get ill overseas, you might be concerned as to how you’re going to deal with the medical bills. Travel insurance can help you cover it but there’s a good chance that the cover you’re already on could do the same at a lower cost to you. In particular, if you’re on Medicare, Medigap plans C, D, F, G, M and N all cover travel emergency health. Compare supplement plans, which can help you save on many costs at home as well as overseas. Otherwise, you may well find yourself paying out of pocket for any treatments.

The local baddies

It’s a good idea to do your own research on local health risks when traveling abroad. You can get nasty bugs from drinking water or eating street food in the wrong places. Most concerning of all, however, will the viruses you might contract overseas. Even if they’re not extremely common, you can never tell when outbreaks of diseases like Yellow Fever can strike in a country that has the mosquitoes that carry it. Check out the list of vaccines you should organize before taking any trip abroad. Most vaccines are relatively cheap and the costs treatment against some of these diseases can be huge and ongoing. It’s not worth taking the risk of going without.

You can ensure that your insurance covers you, that your prescriptions work the same, and that you avoid the most dangerous of diseases you might catch overseas. If you need treatment across the pond, how you receive it may change depending on where you are, but you can ensure it all fits the pricing model you’re familiar with.

Vive Precision Oral Thermometer #Review @vivehealthusa

Reviews · June 21, 2017

I received the below mentioned complimentary or discounted product for the purpose of this review. All opinions and thoughts are 100% my own.

Do you own a thermometer in your home? I never, ever thought I would have a need for an oral thermometer until now. This is why I was thrilled to be offered the opportunity to the Oral Thermometer – Best Underarm, Rectal & Axillary Fever Medical Thermometer that is Accurate, Waterproof, Easy Read Display – Electronic Fever Temperature Monitor for Babies and Adults by Vive Precision.

Vive Health is the leader of Premier online retailer for home health products and durable medical equipment. This oral thermometer is both a must have for every home. I never realized just how affordable these were. I thought they would be in other words-Junk! This is so not the case as you can tell by the first feel when you remove the thermometer from the box that the product is well made and durable. Everything you need to take your first temperature is in that box.

About The Product~

Quick reading. Guaranteed accurate.
With the Vive Precision oral thermometer, taking your temperature has never been easier. Simply activate the thermometer, place it under the tongue, and see your temperature displayed in bold font on a large, easy-read LCD screen.
Each device has been rigorously tested for accuracy and consistency. It features an energy-saving automatic shutoff function, and displays temperature in both Celsius and Fahrenheit.
Perfect for all age ranges, from babies to seniors.

My Thoughts~

I love how I just took it out of the box then out of the cover and pressed the button to turn it on and away you go. You are now ready to take a temperature. The tip to the unit is both flexible and pliable. It cleans up easy with either soap and water or an alcohol wipe. The digital display is very easy to see and read. I now fell ready to have the tools I need if my family gets sick or fells under the weather. I give this product my thumbs up and my highest recommendation. You owe it to your piece of mind to get one for your very own.

Costly Concerns For The Elderly

Reviews · May 4, 2017

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Be honest, when you were young you probably rarely ever thought that much about money. Most people are exactly the same, after all, why would you. If you have a good income, you can afford to buy what you want or what you need, and perhaps you’ll save the rest. Or, maybe you’ll spend it on other little luxuries that you want or need. Now wouldn’t that be wonderful? You can do that, because you know next month another paycheck will come in, and you’ll have more money to spend. So it goes on, if you’re lucky without any period of redundancy, up until the point when you retire. After that things change.

Suddenly, you don’t have a fixed income anymore and instead, you need to rely on savings as well as your state pension. Your quality of life might depend on how effectively you have saved through the years. If you’ve done well, you might find that you’re living quite comfortably, even taking annual holidays. If you haven’t saved as much as you should, you might find yourself living on quite a tight budget. This is certainly the first main cost concern for the elderly.

How Much Should You Save?

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The problem with this, of course, is that you’ll need to start saving right now, no matter what age you are. If you have a fixed income economic experts recommend that you save as much as a quarter of your paycheck. For many people, this isn’t going to leave much left over for luxuries. Though, if you’re living on an average income this might simply be because you’re not budgeting effectively. You should be thinking about spending less through the months, cutting down in areas that won’t affect your quality of life.

A key area to save would be on energy bills. Try using less energy in your home and consider getting a smart meter installed. This will allow you to keep an accurate check on how much energy you’re spending. If you see that certain appliances are costing you more, you can switch them off or even get them replaced. That’s just one of the ways you can afford to save more of your paycheck without cutting back in areas of life that you enjoy. It will certainly help when you reach your twilight years.

The other thing about your savings to remember is that they are not a holiday fund. Nor are they a way for you to buy a new car. These savings are specifically for the time when you don’t have an income to rely on, and no matter what, you shouldn’t be breaking into your pension pot. A lot of people right now are spending their pension pot early and finding they have nothing left when retirement comes around.

Expensive Purchases

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After you retire one of the biggest problems is expensive purchases. Things that you need that, if you had an income would be manageable but when you don’t, can be a horrible nightmare. For instance, you might need a car. Despite not having a job it is still important that the elderly have a form of transportation otherwise they can quickly become detached from society. Some people switch to public transport at this point, but others prefer to still drive. What are your options for this type of purchase? Well, you can look into car finance possibilities such as Approvenow. With a service such as this, it’s possible to get the car finance option that you need as soon as possible and make sure you can start driving immediately. These options are even available if you have bad credit and unfortunately, a lot of elderly people do. When you’re older, bills become more difficult to manage, and this can lead to them being paid late.

Of course, a car isn’t the only expensive purchase that you might want or need during your twilight years. Perhaps, you would like to take that around the world cruise. If that’s the case, you’re going to need at least a few thousand. It would be great if you had that in savings, but the fact is you might not. The answer is a loan that you’ll be able to pay back gradually over a few years. If you did manage to save for your retirement, you should have enough for this type of repayment option.

Property Considerations

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Before you retire, you should think about buying some property. Renting your entire life gives you no capital to fall back on when your time working does come to an end. By having a home, you can sell it off when you retire, hopefully at a profit. Immediately this frees up a lot of capital. At that point, you can move into a retirement living area, or you can choose a smaller home like a bungalow. This will still leave a lot of capital left over and help you pay for the retirement lifestyle that you deserve.

Alternatively, you can keep the large house that you might own now and take out a loan to pay for larger luxuries during your retirement such as those holidays. By doing this, you will be able to use the money that is rightfully yours without selling your home.

Health Care Costs

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Finally, you do need to think about the cost of healthcare once you retire. It’s fair to say that the cost of health is significantly higher for the elderly, even though it shouldn’t be. You might need more medicine, further medical treatment and even medical tech that may, in fact, be unavoidable. The best way to prepare for this is to make sure you are on a health insurance scheme that covers most of the issues for the smallest possible cost. That way you can make sure that the cost of your health doesn’t drain all the money you want to spend on what should be some of the best years of your life.

As you can see then, there are a lot of financial considerations for the elderly. You need to be smart and start thinking about how to prepare for these issues and make sure you are set for the future.