Tammie's Take~

Sharing The Best/Worst Of My World and Pittsburgh, Too

You are here: Home / Archives for holidays

This & That #Giveaway Hop{ends 11/28}

giveaway · 

Welcome To Our  This & That Giveaway Hop~

Hosted By  THE MOMMY ISLAND AND THE KIDS DID IT AND JOINED BY SEVERAL AMAZING BLOGGING SITES.

I wish  I had a supply of gift cards for all the last minute items I need to make the Holidays amazing but in my household I really try to plan ahead. I find planning ahead allows me to come up with even better ideas for gift giving, stocking stuffers  and even dinner ideas. You are going to love all of these amazing prizes that the following bloggers are putting up in this Giveaway Hop.

ONTO THE GIVEAWAY~

  • 1 READER WILL WIN A $50 Amazon GC

  • THIS GIVEAWAY IS ONLY OPEN TO THE U.S ONLY

  • THIS GIVEAWAY IS LIVE AND WILL END ON 11/27 AT 11:59 P.M.

  • WINNER WILL BE CHOSEN AT RANDOM, NOTIFIED WITHIN 48 HOURS AND HAVE 24 HOURS TO RESPOND TO THE EMAIL TO CLAIM THEIR PRIZE OR ANOTHER WILL BE CHOSEN

  • MUST BE 18 YEARS OF AGE TO ENTER

  • VOID WHERE PROHIBITED BY LAW

ENTER BELOW AND GOOD LUCK TO YOU~

PLEASE SCROLL DOWN AND HOP TO ALL THE OTHER BLOGGERS WHO ARE OFFERING AMAZING PRIZES~

Disclosure- Tammie’s Review, Giveaways and More was not compensated for this post. No purchase is necessary to enter. One entrant per household, per IP address. All entries will be verified. Void where prohibited by law. Winner will be contacted by email; Please add pankuch1605@hotmail.com to your whitelist. This giveaway is in no way administered, sponsored, endorsed by, or associated with Facebook and/or Twitter, Google, Pinterest, or any other social media platform. Please contact Tammie at info@tpankuch.com to see your product promoted here in a giveaway.


Here’s How You Save Money at Christmas without Cutting Back

Reviews · 

Everyone wants to save money at Christmas, but the problem is that not many people want to cut back when buying presents for their friends and family. This is completely understandable because at the end of the day, Christmas is a fantastic time for you to show people how much you love them. It can also be fun to go out and do your Christmas shopping as well, but luckily there are a few things that you can do to make all this possible without breaking the bank.

Cashback Credit Card

A cashback credit card ultimately means that every purchase you make, gives you money back. This will make your shopping way cheaper and you don’t even have to spend time looking up discount codes and vouchers either. If you want to stay on top of your finances, then you need to make sure that you are paying it back every single month. The best way for you to do this would be for you to set up a direct debit. If you don’t then you could be facing interest rates up to 23%, and this is the last thing you need with the festive season being right around the corner.

https://www.pexels.com/photo/flatlay-photography-of-gift-and-baubles-1303094/

Buy Online

Nothing quite compares to going out to the Christmas market, and this is especially the case when the lights and decorations are all up. You can however save a ton of money by shopping online. The main reason for this is because when you do shop online, you can avoid making impulse buys and you can also find the products you need at a much cheaper price. As if that wasn’t enough, you can also keep an eye out for discount codes and vouchers too. If you want to get the best result out of your online shop, then make sure that you go to the actual store’s website rather than an outlet.

Don’t be Snobby

It’s a great feeling to take pride in the presents that you are buying. You should never feel like you are going to be judged entirely on the price tag of the product you are giving however. In fact, some of the best gifts are often homemade and very thoughtful. There are so many options available if you want to try this for yourself, including homemade brownies, jam and other festive goodies. You never know, you might end up setting a family tradition and this can really save money for the future as well.

Book Train Tickets in Advance

If you are travelling for Christmas then it is more than possible for you to save money on transportation. This is especially the case if you are travelling via train. If you book your tickets 12 weeks in advance, you will see the prices drop significantly. A lot of train services bump up the prices around the festive period because they know that a lot of people will be travelling at this time, so it helps to look into this. You may even want to look into a rail card as well, as this could save you even more money if you qualify for a discount rate.

Use a Loyalty Card

A lot of people don’t think that loyalty cards are worth it. The main reason for this is because they use their points every single week and they don’t save much money as a result. If you were to save money throughout the year however then you could easily build up your vouchers. When you do this, you can use them all at once at Christmas and this can really help you to save a ton of money. It doesn’t matter whether you use it for gifts, or whether you use it to do some Christmas shopping because it’s a great tip that can make a huge difference.

https://www.pexels.com/photo/christmas-tree-with-baubles-717988/

Don’t Overbuy Food

Sure, you may love a Christmas turkey and it may also be nice for you to have a turkey sandwich on boxing day as well, but it is more than possible for you to overbuy food at Christmas and if you are not careful it can really put a dent in your budget. If you want to get around this then you need to work out how many people you are having, and how much each person is likely to have. When you have done this, add a little bit extra on top to let people have a second serving. Anything extra than this, you don’t need at all. When you follow this method, you can have way less waste and you can also feel confident knowing that you are saving money too.

Stay Organised

When it comes to Christmas, you need to stay organised. You also need to make sure that you know who you need to buy for as well. When you have this information, it then helps to plan out what you are going to buy and the price you are looking to spend. When you are able to do this, you can then stop yourself from overspending and you can also work out exactly how much your gifts are going to come to. When you have an idea of the price you want to spend, you can also try and save money by looking out for deals that might make it cheaper.

Get a Loan

If you know that you are going to really struggle over Christmas then it may be a good idea for you to try and get a loan. When you do this, you can pay it off over time and there are even bad credit personal loans at OnlineCash4Payday®.  Of course, this is a great option if you are unable to get a credit card and you’d be surprised at how helpful it can be when the festive season comes along.

Brave Black Friday

Sure, the mere thought of Black Friday is probably enough to give you a ton of anxiety. You have people fighting over televisions and you also have terrifying scenes as well. If you are brave enough to battle the crowds, you can save a ton of money by shopping on this day. This is especially the case if you know who you are buying for and even how much you are planning on spending. If you need to buy technology then this is easily the best date for you to shop on so do keep that in mind. If you don’t find anything on Black Friday, then you always have Cyber Monday.

Start Your Shopping Now

If you can, you should always start your shopping as early as possible. You can buy a few things every single week and you can also stay on top of things financially. You can get things done bit by bit and this can work wonders for your stress levels. As mentioned above, if you are able to break everything down then this can really help you to get everyone done without having to worry about spending too much and you would really be surprised at how much this can help you to save.

Of course, Christmas shopping isn’t easy to say the least and this is especially the case if you have so many people to buy for. If you want to save money then the above tips should really help you out. On top of this, they can also help you to reduce your stress levels by a significant amount so you can make the whole thing much easier on yourself and your family.

Post Holiday Money Hacks You Need To Know

Reviews · 

Once the holidays are over, it’s not a time to push them to the back of your mind. In fact, there are many early-months-of-the-year money hacks you need to know. These hacks can help you get a head start on next year’s shopping, boost up your wardrobe, and help you save for next year. Enjoy the holidays for a bit longer by paying attention to these hacks. They are designed to make your life easier and to allow you to get the things you want, without breaking the budget.

Shop for wrapping paper, bows, tags, and new decorations now

Immediately after the holidays is the best time to stock up on wrapping paper, trims, and decorations. If there was a stunning inflatable or a gorgeous artificial tree that you coveted, now is the perfect time to buy it. It’s also the time to pick up that expensive wrapping paper with all the trimmings that you loved. You’ll be able to get better products, at discount prices when you shop at this time. Next year, you’ll be way ahead of the game with all your supplies already bought and waiting to be used. It will also mean less stress for you.

Build up your wardrobe

After the holidays, stores are ready to turn their thoughts to spring. This means that all of their winter clothing, including stunning outfits suitable for holiday parties, skiing, and formal occasions are deeply discounted. Stores such as Mamma.com and many others have to empty their shelves to make room for their spring lines. This means deep price cuts for you. As always, don’t forget to use coupons and promo codes for even greater savings. You’ll be able to boost your wardrobe for only a fraction of what it would usually cost. You can even find a special holiday outfit for next year. Shop for clothing at all of your favorite stores right after the holidays for the best selection.

Start saving for next year

It’s never too early to begin saving money for next year’s holidays. Sure, it can be difficult even to think about saving money at this time of year, but, you’ll be glad you did when next year rolls around. Get a jar and dump all of your change in the jar each evening. You’ll be pleasantly surprised by how quickly all of that change adds up. If you dine out often, stay home one extra night each month and put the money that you would have spent into your holiday fund. These are just a couple of ideas to help you get started. Come up with some of your own, such as, taking lunch from home once a week, or getting a travel mug and brewing your own coffee instead of stopping at the coffee shop each morning. Remember, every little bit helps and it adds up fast.

These money hacks can help you afford the things you want, and are an excellent way to prepare for next year. Pick up anything that you can for next year while prices are low, get some new winter clothing for yourself, and begin saving money now. You’ll feel more organized and better able to tackle the holidays when you follow these post-holiday hacks.