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The Common Misconceptions Of Getting Old

November 20, 2018 Comment : 1

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Every single day our bodies get just a little weaker and our natural time is shortened. Our mind begins to slow and there’s no way of stopping this either. No need to fret, it’s happening to everyone so we all have to face our own mortality sometime. This is the stark obvious but it has to be reminded to us just so we don’t fall for the traps of anxiety and thelike a community will not set in. There are many things about getting old that we are told will happen or that has happened and thus we picture our lives like the stories we’ve heard. The rumors of when you get old you will have to live on a small amount of money each month, that your personal freedom is taken from you, that your privacy is almost nonexistent and that where you can retire will be a gloomy dark place. It’s strange, we don’t have a fear of these things until we see ourselves coming to the age that we will need to consider retiring. Then all of sudden we allow our imaginations to run wild. Here are some of the most common things we get wrong about getting old and why we shouldn’t worry over nothing.

Living on a pittance

The usual worry for many is that when they are old and can no longer work, they will have to live on nothing more than an average or lower pension. That can be true and also untrue, it all depends on how much you paid into your state pension fund. This is of course something you should be doing throughout your lifetime so you have more than enough money coming from your fund when you retire. However, what you should be doing is setting up a savings account. Don’t touch your money that you pour into for a long time and you will rack up your interest rate and profit from the fund. You also have much more control of how much you can take out per month which is a contrast to the state pension fund which will have a fixed monthly withdrawal rate.

It’s a retirement community

The constant image that runs through people’s mind when they think of an ‘old people’s home’ is a grey building with dull interiors, where people are getting old and not having much fun. This is something that has never really been true as many retirement living businesses would like to attract as many customers as possible so they make their homes desirable. For example, the 55 and older communities in Australia are a prime example of what kind of living standards there are on offer once you are retired. They’re more like a community, a small village that looks after each other and a sense of belonging is abundant. Here you can do many activities such as going to the beach, learning yoga, playing board games, or even going to concerts.

There are many misconceptions about what it’s like to get old. If you plan your own retirement financially, you can live quite happily with your pension and personal savings.

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Comments

  1. Calvin says

    December 7, 2018 at 6:13 pm

    Interesting and true, lots do have misconceptions

    Reply

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