Tammie's Take~

Daniella’s Candles w/ Jewelry Prize Pack #Giveaway{ends 10/30}

giveaway · September 25, 2019

Welcome To Our Daniella’s Candles w/ Jewelry Prize Pack Giveaway~

Hosted By: Love, Mrs. Mommy

Winner will receive:

TWO Jamaica Me Crazy Candles! ($48 TRV)
They both have a different jewelry surprise inside!

About the Prize:
Jamaica Me Crazy Candle – 11 oz. Natural Scented Soy Surprise Candle

Jamaica Me Crazy begins with top notes of mandarin, Mexican lime, tangerine, and kumquat; middle and base notes of watermelon, tart green apples, cantaloupe, and honeydew melon. It will work perfectly in any tropically themed candle or Personal Care product. This is luxury wax candles and hidden treasure lucky candles.

Specifications:
Ingredients – Natural 100% Soy Wax
IFRA certified phthalate free fragrance
Lead-free cotton wicks
Volume – 9 oz. wax in 11 oz. container
Dimensions – 3.5″ H, 3.2″ Diameter
Est. Burn Time – 65+ Hours

Each Daniella’s Candle comes with a hidden jewelry within it that has a value from $20 to $1000!

Open To US entries and must be 18+ to enter

Giveaway Dates ~ 9/25 9:00 AM EST through 10/30 11:59PM EST

Entry -Form

Disclosure: Love, Mrs. Mommy and all participating bloggers are not held responsible for sponsors who do not fulfill their prize obligations. This giveaway is in no way endorsed or sponsored by Facebook or any other social media site. The winner will be randomly drawn by Giveaway Tools and will be notified by email. Winner has 48 hours to reply before a replacement winner will be drawn. If you would like to participate in an event like this please contact LoveMrsMommy (at) gmail (dot) com.

Getting a Reverse Mortgage: Qualifications and Processes

Reviews · September 24, 2019

When retirement is looming, your finances may become a bigger concern than ever before. That is understandable, since you are facing the loss of your working income. One way to temporarily supplement your retirement income is to apply for a home mortgage. However, doing so also increases the bills you have to pay by one. What if you could get a mortgage without that extra bill to pay? If you qualify for a reverse mortgage, you can.

What a Reverse Mortgage Does for You
Reverse mortgages have been around for decades. Over the years, they have developed into the perfect retiree home mortgages. In fact, you can only get one if you are at least 62 years of age. A reverse mortgage lets you stay in your home with fewer risks. It also lets you borrow money during retirement without actually having a regular mortgage bill to pay. Instead, you choose when to repay the loan, provided you keep residing in the home.

Reverse Mortgage Versus Traditional Mortgage Loan Periods
A traditional mortgage has something called a loan period, which is the duration of the loan. Often, it is either three or five years. Over the course of that time, payments you have to make are scheduled in such a way that, if you make them on time, you will meet the full repayment requirements by that deadline.

A reverse mortgage still technically has a loan period, but that period is not as well defined. That is because the loan can stay active for as long as you live in the home. Therefore, the loan period could even be a decade or more. It all depends on your plans. The extended loan period of a reverse mortgage coupled with the lack of a regular repayment schedule offers you more flexibility during retirement with fewer risks.

Your Reverse Mortgage and Home Ownership Responsibilities
If you do get a reverse mortgage, you need to be careful. There are some reverse mortgage potential pros and cons you need to think about. One is your continued home ownership. You might view that as a pro because it is harder to get evicted when you have a reverse mortgage, as opposed to a traditional one. However, it can also be a con because you must continue to pay taxes and upkeep costs for the home. Failure to do so could create an entirely new set of problems. If it leads to filing for bankruptcy, your reverse mortgage agreement is violated.

Reverse Mortgage Types to Consider
There are two types of reverse mortgages to consider. Before you get one, make sure you are applying for the right type. Private lending companies offer reverse mortgages that are regulated federally, but they are not insured federally. Government agencies offer federally-insured and federally-regulated reverse mortgages. They are called home equity conversion mortgages (HECMs) and function quite similarly to those offered by private lenders.

When you get a reverse mortgage, it is important to apply through a source you trust. A local bank, for example, might be a good choice. But you should already have a positive history with that bank. If you do not have a history with any local institutions, a government organization might be a better resource for you.

What You Can Do with Your Reverse Mortgage Funds
No matter what type of reverse mortgage you get, you can look forward to a more comfortable retirement. There is practically no limit to what you can do with your reverse mortgage funds. For example, you can use them to pad your monthly income and pay essential bills. You can also use them to set up an emergency fund. Although, drawing from your available reverse mortgage funds using a home equity line of credit instead of receiving monthly installments might be the best way to do so. The funds can even be used for fun purposes, so you will have total financial discretion to do as you please.

Effective Ways to Remain Healthy

Reviews · September 24, 2019

Life can present challenges both mentally and physically. However, if you take care of your body and mind, you improve the odds of sustaining a healthy and fruitful life.

Get Enough Sleep

If you currently have young children at home, you know all about long nights and the lack of sleep. You also know how you feel the following morning — groggy and in a fog. When you deprive your body of sleep often, you lose the ability to function properly. You can’t concentrate, you become forgetful and you basically go through the day in a haze. Unfortunately, when you drive a car under these conditions, you may not see a bad driver, until it’s too late. Under normal circumstances, you would avoid the accident, but today is not a normal day. The good news is that your injuries while substantial will heel over time. And, there are law firms who can help you seek retribution for your injuries, click here for more information.

Move Your Body

Your body is a wonderful machine that lets you do the things you love. However, if you neglect it, it will begin to show signs of a breakdown. In order to maintain a lean muscle mass and a healthy weight, you need to exercise at least 3 to 4 times weekly. You can join a gym, swim, ride your bike or take a morning jog. In addition to physical exercise, it’s also important to keep your body in motion. When you run errands, park the car a little further away from the entrance and then instead of moping along, pick up the pace and move quickly. By doing this you’ll burn extra calories and re-energize your body and mind.

Maintain a Healthy Weight

While exercise will keep your body mass lean and strong, it won’t reduce your weight unless you combine your workout with a healthy diet. Just as when you were younger, the food pyramid still holds true. Eat your fruits and vegetables, lean meats, fish, eggs, whole grains and healthy fats. If you feel hungry during the day grab an apple instead of the candy bar. This way, instead of getting a jolt of energy and then the crash, you’ll have the energy to last throughout the day.

Processed foods are high in unhealthy fats, salts, and sugar, all of which are bad. And, if you consume them on a daily basis, it’s not long before you develop pockets of fat and start to have medical problems. Obesity is dangerous. And, a part of the problem is that fast-food restaurants have over-sized portions. When preparing meals at home, weigh the portions first so that you know the exact amount of calories you consume. It won’t be long before you notice the number on the bathroom scale going in the opposite direction.

More Water Please

Water is something your body needs every day. While you can get some of it through other beverages, it’s not anywhere near the amount you require. Water does so many good things like assisting with bowel movements, liver and kidney functions, circulation and your saliva. It also keeps you hydrated, important during an intense workout or if you are out in the elements. A great way to make sure you get the right amount is to use a travel bottle and refill it 4 or 5 times daily.

De-Stress

For many people, life is very hectic. They barely have a minute to themselves. If this sounds like you, it’s time to reclaim your life and de-stress. No one person can do it all for any length of time without having a mental breakdown. Learn how to delegate duties at work and home and start doing something that makes you happy. Even, if you only take a half-hour each day to catch up on your favorite television series, it will help to relax you.

You have the opportunity to experience a happy and healthy life. All you have to do is modify your current habits and incorporate new healthier ways to live.

Etching Expressions $100 Gift Card #Giveaway{ends 10/15}

giveaway · September 23, 2019

Welcome To Our Etching Expressions $100 Gift Card Giveaway~

Etching Expressions makes personalized and unforgettable custom etched wine gifts and bottles for any special occasion — anniversary wine gifts, happy birthday wine gifts, custom wood gift boxes, customized glassware, or personalized liquor gifts! They are truly unique gifts that anyone would adore.

What Is A Custom-Etched Wine Bottle?

Etching Expressions tells us that their etched wine bottles are carefully hand-made by skilled artisans. They take client designs with/without personalized text and imprint it to a mask that is then applied to the bottle of your choice. The bottle is then sand-carved (a process similar to sand-blasting) in a highly specialized process to create a deep-etched recess. Finally, the bottle is then hand-painted!

About Etching Expressions:

Whether it’s a birthday, wedding, holiday or just a way to say thanks, a personalized bottle is the ideal way to make sure the occasion is remembered forever. Just pick one of [their] many stock designs, add your own customized text, select your choice of wine or liquor and your bottle(s) typically arrive to you within one to two weeks. It’s that easy!

Etching Expressions makes personalized and unforgettable bottles for any special occasion. #customgift #personalizedgifts #winegifts #perfectgift #birthdaygift #customwines #etchingx

Everlasting Memories Etched in Glass

The mission of Etching Expressions is to exceed customer expectations in both the creativity and craftsmanship of their personalized wine, beer and liquor gifts. Kickoff your holiday shopping with Etching Expressions by entering to win a $100 Gift Code on the easy giveaway form below!

Visit EtchingExpressions.com and follow @etchingx on social media to learn more about their creative gifts!

The coolest gift! Custom/personalized wine bottle-etching. Create a unique and treasured gift for all occasions. #customgift #personalizedgifts #winegifts #perfectgift #birthdaygift #customwines #etchingx

ENTER TO WIN!

One Winner Will Receive a $100 Gift Card to Etching Expressions

The giveaway is open US Only, 18+

The giveaway ends 10/15 at 1159 pm est

Be sure to come back daily for more chances to win.

a Rafflecopter giveaway

Mommy’s Playbook Giveaway Rules: This giveaway is Sponsored by Etching Expressions and hosted by Mommy’s Playbook. Victoria and/or Mommy’s Playbook, Participating bloggers, are not responsible for prize fulfillment. By entering this giveaway you are giving the giveaway host and/or event sponsor permission to retain your email address for future communication, you may choose to opt-out of such communications at any time. This giveaway is not sponsored or endorsed by any social media outlet including, but not limited to, Facebook, Instagram, Twitter, and Pinterest. Please contact Victoria (at) MommysPlaybook.com regarding any questions you have pertaining to this giveaway.

Ozeri Prize Package #Giveaway{ends 10/9} (APV $250)

giveaway · September 23, 2019

Welcome To Our Ozeri Prize Pack~

Ozeri 6-Piece Japanese Stainless-Steel Knife Block Set

Rotating Knife Block doubles as a Tablet Holder! Knives included are an 8” Chef Knife, 8” Bread Knife, 8” Slicing Knife, 5” Utility Knife and a 3. 5” Paring Knife, each with an elegant satin finish. The knives rest in a sustainably-sourced rotating Acacia wood Knife Block, with a tablet holder for easy access to your favorite food blogger websites, and videos on any of your smart devices. *Tablet not included and shown for illustration only.

Ozeri 5 Piece Knife and Sharpener Set

Crafted from a single-piece design with perfectly balanced ergonomic hollow handles for impeccable stability and control, each knife is completely tarnish, stain, rust and odor-resistant, and finished in elegant satin. The knives store in a sustainably-sourced wooden knife case with a built-in knife sharpener for lifetime performance. Handcrafted blades made of ultra-durable imported Japanese stainless steel, and 420 grade stainless steel handles, the Ozeri 5-Piece Stainless Steel Knife and Sharpener Set includes an 8” Chef Knife, an 8” Slicing Knife, a 7″ Santoku Knife and a 3.5” Utility Knife.

Ozeri Touch Professional Digital Kitchen Scale

The Ozeri Touch Digital Kitchen Scale features an elegant reflective colored surface made out of high quality tempered glass that is 4 times stronger than normal glass. It includes 4 high-precision sensors to deliver superior accuracy and the fastest response times for the quick paced chef. The Ozeri Touch also features an automatic Tare button that quickly calculates the net weight of your ingredients by subtracting the container weight, whether the container is a bowl, tray or plate. Capacity range from a mere 0.05 ounce to 12 pounds and 10.8 ounces (1 gram to 5750 grams), and provides measurements in graduations of 1 g or 0.05 oz on its bright LCD screen (grams | ounces | pounds | kilograms). Scale comes equipped with 2 removable Lithium batteries for extended life, and automatically powers off after 2 minutes of inactivity to preserve battery life.

Ozeri Rev Digital Kitchen Scale with Electro-Mechanical Weight Dial

The Ozeri Rev Digital Kitchen Scale with Electro-Mechanical Weight Dial is the world’s first digital kitchen scale to incorporate a synchronized electro-mechanical dial and LCD that automatically illuminate and display the measured weight both digitally and mechanically. Scale is equipped with 4 new high-precision sensors that accurately weigh from 0.1 oz to 11 lbs (5000 g) in graduations of 0.1 oz or 1 gram. Dual display system provides a digital display for precision measurements in ounces, grams or millimeters, and a mechanical analog dial for viewing measurements of heavier items in both lbs and kg simultaneously. The Rev utilizes a Touch Tare button to instantly calculate the net weight of your ingredients, and a convenient Unit button to change the unit of measurement displayed on the LCD from lbs:oz to grams and ml. 3 AAA batteries (included) and features a low battery indicator.

Ozeri Moderna Artisan Series Double Wall Beverage/Espresso Shot Glasses

Durable, heat and condensation-resistant, mouth-blown borosilicate glass of the finest quality, the newly improved MODERNA glasses belong to the Ozeri Artisan Series of award-winning handcrafted drinkware. Each glass features MODERNA’s double-walled design that suspends beverages within an inner wall for the ultimate insulation, preserving drinks at their ideal temperature. The patent-pending MODERNA glasses are great for coffee, cappuccinos, hot or iced teas, cocktails, frozen beverages and much more. Each set contains 4 handmade 2 oz glasses designed for lifetime use. The MODERNA glasses are completely microwave and freezer safe.

Ozeri Earth Dish Set

The Ozeri Earth Dish Set For Kids is 100% made of naturally grown plant material, and completly free of melamine, plastics, BPA, BPS, PVC, phthalates, dyes, nitrosamines, formaldehyde, lead, or anything not derived from a plant. The Ozeri Earth Dish Set includes a sectional plate, bowl, sippy cup with dual handles, gentle fork and spoon, each perfectly sized for little fingers. Each item in the set is durable, reusable, lightweight and leakproof, and reflects a unique earthy-texture from its plant origination. Once underground, each item in the Ozeri Earth Dish Set biodegrades back into natural elements within 2 – 3 years. The Ozeri Earth Dish Set For Kids is FDA approved. It is also refrigerator, freezer and dishwasher-safe, and heat-resistant up to 248F / 120C.

Ozeri Earth Ramen Bowl 6-Piece Set

The Ozeri Earth Ramen Bowl Set is 100% made of naturally grown plant material, and completely free of melamine, plastics, BPA, BPS, PVC, phthalates, dyes, nitrosamines, formaldehyde, lead, or anything not derived from a plant. The Ramen Bowl Set includes two 33.5oz (993ml) Ramen bowls, two 5.5″ (14cm) spoons and 2 sets of 8.6″ (22cm) chopsticks. The Ozeri Earth Ramen Bowl 6-Piece Set is FDA approved. It is also refrigerator, freezer and dishwasher-safe, and heat-resistant up to 248F / 120C.

Ozeri OW08A Fascina Electric Wine Bottle Opener

Ozeri Fascina Electric Wine Bottle Opener & Corkscrew

Introducing the Ozeri Fascina Electric Wine Opener. Capable of opening up to 60 bottles on a single set of inexpensive AAA batteries, the Fascina requires no more effort than pushing a button for cork removal. The Ozeri Fascina Electric Wine Opener is completely cordless and includes a compact and integrated foil cutter that removes easily. Capable with both natural and synthetic corks, the Fascina boasts an ultra light-weight design for effortless handling. Start by using the included foil cutter to remove the wine bottle seal. Simply press the Down button to activate cork removal. Then press the Up button to release the cork. Voila. 6 AAA batteries (included).

Ozeri Gusto Electric Wine Bottle Opener

Azeri Gusto Electric Wine Opener is capable of opening up to 60 bottles on one set of AA batteries, the Gusto removes corks in mere seconds with push-button ease, without the struggle of a traditional wine opener. The Gusto Electric Wine Opener is completely cordless and automatically removes and ejects both natural and synthetic corks, without any embarrassing shredding. Azeri Gusto is built with an integrated foil cutter to easily remove wine seals. The Azeri Gusto Electric Wine Opener is a worthy companion for any gatherings with red or white wines, and whether you are a host or guest, is sure to impress before the first sip. Runs on 4 easy-to-find, standard AA batteries.

Ozeri OW02A-B Nouveaux Electric Wine Opener with Removable Free Foil Cutter, Elegant Black AND Ozeri OW13A Gusto Electric Wine Bottle Opener, One Size, Black

Ozeri Nouveaux Electric Wine Opener with Removable Free Foil Cutter

The Ozeri Nouveaux Electric Wine Opener in elegant black combines an European inspired cordless design with a new ultra fast rechargeable motor that opens up to 40 bottles, all on a single charge. The Nouveaux introduces a celebrated design incorporating elegant curves that allow it to stand vertically without the use of a separate base or stand. Designed for home and restaurant use, the Ozeri Nouveaux Electric removes a wine bottle cork with the gentle push of a button. Unlike other electric wine openers, it features a transparent corkscrew shell that makes the cork removal process completely visible. When in use or while being recharged with the included compact adaptor, the Nouveaux illuminates its transparent bottom shell with calming blue indicator lights. A completely cordless wine opener, the Nouveaux opens both natural and synthetic corks, and features an ergonomic grip for easy handling. With its fashionable design, high quality materials and durable construction, The Ozeri Nouveaux Electric Wine Opener is the ultimate companion to every wine bottle.

ENTER TO WIN!

One Winner Will Receive an Ozeri Prize Package (APV $250)

The giveaway is open US Only, 18+

The giveaway ends 10/9 at 1159 pm est

Be sure to come back daily for more chances to win.

a Rafflecopter giveaway

Mommy’s Playbook Giveaway Rules: This giveaway is Sponsored by Ozeri and hosted by Mommy’s Playbook. Victoria and/or Mommy’s Playbook, Participating bloggers, are not responsible for prize fulfillment. By entering this giveaway you are giving the giveaway host and/or event sponsor permission to retain your email address for future communication, you may choose to opt-out of such communications at any time. This giveaway is not sponsored or endorsed by any social media outlet including, but not limited to, Facebook, Instagram, Twitter, and Pinterest. Please contact Victoria (at) MommysPlaybook.com regarding any questions you have pertaining to this giveaway.

Welcome To Our Daniella’s Candles w/ Jewelry Prize Pack Giveaway~

Sponsored By: Daniella’s Candles

Hosted By: Love, Mrs. Mommy

Winner will receive:

TWO Jamaica Me Crazy Candles! ($48 TRV) They both have a different jewelry surprise inside!

Welcome To Our Etching Expressions $100 Gift Card Giveaway~

What Is A Custom-Etched Wine Bottle?

Everlasting Memories Etched in Glass

ENTER TO WIN!

Welcome To Our Ozeri Prize Pack~

ENTER TO WIN!

TWO Jamaica Me Crazy Candles! ($48 TRV)
They both have a different jewelry surprise inside!