Tammie's Take~

AncordWorks Portable Bluetooth Speaker #Review

Reviews · September 26, 2019

I received the below mentioned complimentary product either for free or a discounted price for the purpose of this post. All opinions and thoughts are 100% my own.

We have a beautiful home with 2 perfect porches-1 in back and of course 1 in the front. The only problem is that we just sit there and listen to the birds and crickets. I really want to listen to music or the news. This is why I was thrilled when the opportunity came about to review the AncordWorks Portable Bluetooth Speaker.

About The AncordWorks Portable Bluetooth Speaker~

IPX7 WATER RESISTANCE: AncordWorks AW30 provided fully waterproof of highest incursion protection degree of IPX7 (Submerged in 1 meter of depth in water up to 30 minutes).To be dust proof,mud proof,shockproof,rainproof. We offer free inflatable float accessory, which can float your music in the swimming pool,shower,beach.
20W POWERFUL SOUND: AncordWorks AW30 build-in dual 10W Audio Driver, the total output power reaches 20 watts. It delivers truly immersive sound with a stunning rich bass, tight mid and crystal clear highs. The premium acoustic sound,crystal clear balanced bass, exactly the way the artists intended for you to hear it.
UP TO 24 HOURS PLAYTIME: Build-in 4400mAh high capacity rechargeable battery for up to 24 hours of playtime. So you can enjoy your phone’s music streaming all day after a full charging.
HANDS-FREE FEATURES: This speaker build-in mic that you can conveniently pick up a phone call by this Portable Bluetooth speaker in car, bathroom, at home or office, anywhere during it is connected to your phone. Bluetooth V4.2 Works with cell phones,amazon new echo dot,iPhone,iPad, iPod, HTC, Samsung,Tablets,play audio from Laptops,PCs,mp3 player, 3.5mm audio jack allows simple wired connectivity.
100% SATISFACTION GUARANTEED!: We are confident that you will love your outdoor speaker , but if you are not satisfied, our products are always backed by 100% Money Back No Question Asked Guaranteed!

My Review/Thoughts~

The AncordWorks Portable Bluetooth Speaker is water proof which is very big bonus. The music that comes through the speakers is crystal clear and very loud or soft depending on what your sound preference is. It looks perfect and very stylish on my table on our patio. The design is modern and sleek. I am in love with the hands free features. The AncordWorks Portable Bluetooth Speaker has everything I could ever want in a speaker.

I give the AncordWorks Portable Bluetooth Speaker my highest recommendation and my thumbs up.

Daniella’s Candles w/ Jewelry Prize Pack #Giveaway{ends 10/30}

giveaway · September 25, 2019

Welcome To Our Daniella’s Candles w/ Jewelry Prize Pack Giveaway~

Hosted By: Love, Mrs. Mommy

Winner will receive:

TWO Jamaica Me Crazy Candles! ($48 TRV)
They both have a different jewelry surprise inside!

About the Prize:
Jamaica Me Crazy Candle – 11 oz. Natural Scented Soy Surprise Candle

Jamaica Me Crazy begins with top notes of mandarin, Mexican lime, tangerine, and kumquat; middle and base notes of watermelon, tart green apples, cantaloupe, and honeydew melon. It will work perfectly in any tropically themed candle or Personal Care product. This is luxury wax candles and hidden treasure lucky candles.

Specifications:
Ingredients – Natural 100% Soy Wax
IFRA certified phthalate free fragrance
Lead-free cotton wicks
Volume – 9 oz. wax in 11 oz. container
Dimensions – 3.5″ H, 3.2″ Diameter
Est. Burn Time – 65+ Hours

Each Daniella’s Candle comes with a hidden jewelry within it that has a value from $20 to $1000!

Open To US entries and must be 18+ to enter

Giveaway Dates ~ 9/25 9:00 AM EST through 10/30 11:59PM EST

Entry -Form

Disclosure: Love, Mrs. Mommy and all participating bloggers are not held responsible for sponsors who do not fulfill their prize obligations. This giveaway is in no way endorsed or sponsored by Facebook or any other social media site. The winner will be randomly drawn by Giveaway Tools and will be notified by email. Winner has 48 hours to reply before a replacement winner will be drawn. If you would like to participate in an event like this please contact LoveMrsMommy (at) gmail (dot) com.

Getting a Reverse Mortgage: Qualifications and Processes

Reviews · September 24, 2019

When retirement is looming, your finances may become a bigger concern than ever before. That is understandable, since you are facing the loss of your working income. One way to temporarily supplement your retirement income is to apply for a home mortgage. However, doing so also increases the bills you have to pay by one. What if you could get a mortgage without that extra bill to pay? If you qualify for a reverse mortgage, you can.

What a Reverse Mortgage Does for You
Reverse mortgages have been around for decades. Over the years, they have developed into the perfect retiree home mortgages. In fact, you can only get one if you are at least 62 years of age. A reverse mortgage lets you stay in your home with fewer risks. It also lets you borrow money during retirement without actually having a regular mortgage bill to pay. Instead, you choose when to repay the loan, provided you keep residing in the home.

Reverse Mortgage Versus Traditional Mortgage Loan Periods
A traditional mortgage has something called a loan period, which is the duration of the loan. Often, it is either three or five years. Over the course of that time, payments you have to make are scheduled in such a way that, if you make them on time, you will meet the full repayment requirements by that deadline.

A reverse mortgage still technically has a loan period, but that period is not as well defined. That is because the loan can stay active for as long as you live in the home. Therefore, the loan period could even be a decade or more. It all depends on your plans. The extended loan period of a reverse mortgage coupled with the lack of a regular repayment schedule offers you more flexibility during retirement with fewer risks.

Your Reverse Mortgage and Home Ownership Responsibilities
If you do get a reverse mortgage, you need to be careful. There are some reverse mortgage potential pros and cons you need to think about. One is your continued home ownership. You might view that as a pro because it is harder to get evicted when you have a reverse mortgage, as opposed to a traditional one. However, it can also be a con because you must continue to pay taxes and upkeep costs for the home. Failure to do so could create an entirely new set of problems. If it leads to filing for bankruptcy, your reverse mortgage agreement is violated.

Reverse Mortgage Types to Consider
There are two types of reverse mortgages to consider. Before you get one, make sure you are applying for the right type. Private lending companies offer reverse mortgages that are regulated federally, but they are not insured federally. Government agencies offer federally-insured and federally-regulated reverse mortgages. They are called home equity conversion mortgages (HECMs) and function quite similarly to those offered by private lenders.

When you get a reverse mortgage, it is important to apply through a source you trust. A local bank, for example, might be a good choice. But you should already have a positive history with that bank. If you do not have a history with any local institutions, a government organization might be a better resource for you.

What You Can Do with Your Reverse Mortgage Funds
No matter what type of reverse mortgage you get, you can look forward to a more comfortable retirement. There is practically no limit to what you can do with your reverse mortgage funds. For example, you can use them to pad your monthly income and pay essential bills. You can also use them to set up an emergency fund. Although, drawing from your available reverse mortgage funds using a home equity line of credit instead of receiving monthly installments might be the best way to do so. The funds can even be used for fun purposes, so you will have total financial discretion to do as you please.

Effective Ways to Remain Healthy

Reviews · September 24, 2019

Life can present challenges both mentally and physically. However, if you take care of your body and mind, you improve the odds of sustaining a healthy and fruitful life.

Get Enough Sleep

If you currently have young children at home, you know all about long nights and the lack of sleep. You also know how you feel the following morning — groggy and in a fog. When you deprive your body of sleep often, you lose the ability to function properly. You can’t concentrate, you become forgetful and you basically go through the day in a haze. Unfortunately, when you drive a car under these conditions, you may not see a bad driver, until it’s too late. Under normal circumstances, you would avoid the accident, but today is not a normal day. The good news is that your injuries while substantial will heel over time. And, there are law firms who can help you seek retribution for your injuries, click here for more information.

Move Your Body

Your body is a wonderful machine that lets you do the things you love. However, if you neglect it, it will begin to show signs of a breakdown. In order to maintain a lean muscle mass and a healthy weight, you need to exercise at least 3 to 4 times weekly. You can join a gym, swim, ride your bike or take a morning jog. In addition to physical exercise, it’s also important to keep your body in motion. When you run errands, park the car a little further away from the entrance and then instead of moping along, pick up the pace and move quickly. By doing this you’ll burn extra calories and re-energize your body and mind.

Maintain a Healthy Weight

While exercise will keep your body mass lean and strong, it won’t reduce your weight unless you combine your workout with a healthy diet. Just as when you were younger, the food pyramid still holds true. Eat your fruits and vegetables, lean meats, fish, eggs, whole grains and healthy fats. If you feel hungry during the day grab an apple instead of the candy bar. This way, instead of getting a jolt of energy and then the crash, you’ll have the energy to last throughout the day.

Processed foods are high in unhealthy fats, salts, and sugar, all of which are bad. And, if you consume them on a daily basis, it’s not long before you develop pockets of fat and start to have medical problems. Obesity is dangerous. And, a part of the problem is that fast-food restaurants have over-sized portions. When preparing meals at home, weigh the portions first so that you know the exact amount of calories you consume. It won’t be long before you notice the number on the bathroom scale going in the opposite direction.

More Water Please

Water is something your body needs every day. While you can get some of it through other beverages, it’s not anywhere near the amount you require. Water does so many good things like assisting with bowel movements, liver and kidney functions, circulation and your saliva. It also keeps you hydrated, important during an intense workout or if you are out in the elements. A great way to make sure you get the right amount is to use a travel bottle and refill it 4 or 5 times daily.

De-Stress

For many people, life is very hectic. They barely have a minute to themselves. If this sounds like you, it’s time to reclaim your life and de-stress. No one person can do it all for any length of time without having a mental breakdown. Learn how to delegate duties at work and home and start doing something that makes you happy. Even, if you only take a half-hour each day to catch up on your favorite television series, it will help to relax you.

You have the opportunity to experience a happy and healthy life. All you have to do is modify your current habits and incorporate new healthier ways to live.

Etching Expressions $100 Gift Card #Giveaway{ends 10/15}

giveaway · September 23, 2019

Welcome To Our Etching Expressions $100 Gift Card Giveaway~

Etching Expressions makes personalized and unforgettable custom etched wine gifts and bottles for any special occasion — anniversary wine gifts, happy birthday wine gifts, custom wood gift boxes, customized glassware, or personalized liquor gifts! They are truly unique gifts that anyone would adore.

What Is A Custom-Etched Wine Bottle?

Etching Expressions tells us that their etched wine bottles are carefully hand-made by skilled artisans. They take client designs with/without personalized text and imprint it to a mask that is then applied to the bottle of your choice. The bottle is then sand-carved (a process similar to sand-blasting) in a highly specialized process to create a deep-etched recess. Finally, the bottle is then hand-painted!

About Etching Expressions:

Whether it’s a birthday, wedding, holiday or just a way to say thanks, a personalized bottle is the ideal way to make sure the occasion is remembered forever. Just pick one of [their] many stock designs, add your own customized text, select your choice of wine or liquor and your bottle(s) typically arrive to you within one to two weeks. It’s that easy!

Etching Expressions makes personalized and unforgettable bottles for any special occasion. #customgift #personalizedgifts #winegifts #perfectgift #birthdaygift #customwines #etchingx

Everlasting Memories Etched in Glass

The mission of Etching Expressions is to exceed customer expectations in both the creativity and craftsmanship of their personalized wine, beer and liquor gifts. Kickoff your holiday shopping with Etching Expressions by entering to win a $100 Gift Code on the easy giveaway form below!

Visit EtchingExpressions.com and follow @etchingx on social media to learn more about their creative gifts!

The coolest gift! Custom/personalized wine bottle-etching. Create a unique and treasured gift for all occasions. #customgift #personalizedgifts #winegifts #perfectgift #birthdaygift #customwines #etchingx

ENTER TO WIN!

One Winner Will Receive a $100 Gift Card to Etching Expressions

The giveaway is open US Only, 18+

The giveaway ends 10/15 at 1159 pm est

Be sure to come back daily for more chances to win.

a Rafflecopter giveaway

Mommy’s Playbook Giveaway Rules: This giveaway is Sponsored by Etching Expressions and hosted by Mommy’s Playbook. Victoria and/or Mommy’s Playbook, Participating bloggers, are not responsible for prize fulfillment. By entering this giveaway you are giving the giveaway host and/or event sponsor permission to retain your email address for future communication, you may choose to opt-out of such communications at any time. This giveaway is not sponsored or endorsed by any social media outlet including, but not limited to, Facebook, Instagram, Twitter, and Pinterest. Please contact Victoria (at) MommysPlaybook.com regarding any questions you have pertaining to this giveaway.